Purchasing life and health insurance is one of the most important financial moves you can make. The coverage from these types of insurance protects your family from financially worrisome situations. When you work with an independent agent, you can get the protection your family needs for less.

One of the most important decisions you need to make is what type of insurance is right for your situation. The biggest factor to consider is time.

• With whole life insurance, the individual is covered for their entire lifetime. This type of policy allows you to borrow from it over your life, too. It can even be a part of your estate plan.
• Term life insurance is in place for a set amount of time. This type of policy is less expensive, but provides your family with financial protection when it is most at risk, such as when you have a mortgage to pay and dependents relying on your income.

There are other options to take into consideration. Child life insurance policies provide financial aid to cover medical costs for the death of a child. Other options include accident death, critical illness, long-term care policies, final expense coverage, and disability insurance. Any can be a good investment for you.

To ensure you get the right type of policy as well as the most affordable option, discuss your needs with our independent agents. You can get a comparative quote for policies available to you right away. You are not getting a quote from just one insurance provider, though. Rather, you'll receive a quote from numerous local providers through Solid Security Insurance so you can compare your options. That way, you get the best policy for your needs and your budget.

When you are buying health insurance, you might need to think about more than you had initially imagined. If you have insurance coverage at your current place of employment, you may have less coverage than you think. When your employer insures you, they will usually give you only very specific coverages and a narrow amount of options. If you have a employer purchased policy that covers your entire family, it can really be prohibitively expensive -- especially if your whole family does not frequently use or need the services being purchased.

If you are self employed, you might have no coverage at all, or you might have a very minimal policy that isn't really meeting your needs and is therefore just a waste of money every month. Fortunately you can purchase individual health insurance from Solid Security Insurance as an independent agency, allowing you to get the coverage you need.

Whether you are already covered by a health insurance policy or you need to purchase a brand new policy, it makes sense to stop and really evaluate your personal insurance needs. Do you need an extensive policy because you visit the doctor frequently and have considerable medical bills? Or do you visit the doctor so rarely you can't even remember your last visit and would be better off with emergency coverage only?

How much is the ideal amount you would pay per month for a health insurance policy? Are you really getting your money's worth from your current policy? Ask yourself all these questions and speak with our independent agents about the type of policy that is best for you.

Don't settle for too little coverage, overpriced coverage, or a policy that just doesn't fit your needs. Solid Security Insurance can offer live comparative quotes over the Internet, giving you the chance to compare and contrast health insurance policy offers from all the major providers!

Medical Cost Sharing plans count as insurance under the Affordable Care Act (ACA). That means more affordable healthcare benefits while avoiding the tax penalty for going uninsured. Due to the prohibitive costs of ACA/Obama Care Plans Medical Cost Sharing is a concept that is sweeping the nation because it:

• Saves the Customers Money frequently cutting the customer’s health costs by 50%;
• Has Low Deductible, and Co-pays;
• The Out of Pocket Cap is for the Family NOT per Person;
• You can choose your own Doctors!

Monthly costs of Medical Cost sharing are usually much lower than your current insurance premiums.

Medical Cost Sharing allows individuals and businesses a way to take back control of their healthcare. This delivers a modern and affordable alternative to their current health insurance.

Costs vary based on your age, how many members are in your family, and the Primary Responsibility Amount you select. Pricing options are designed for individuals and families as well as special prices for seniors.

Medical Cost Sharing is available to businesses as employee benefits as well as for individuals and families.